Insurance Coverage

Insurance will not cover the clinical trial at MD Anderson. There's the out of network factor because it's out of state. There's also the fact that 'ObamaCare' doesn't cover clinical trials. Layne's a little stressed about what to do...how to make things work. He's always so good about figuring these things out. I think in the end we end up paying less for things that some other people might. Well, at least when there are possibilities and options to look into. For example, when he finally finished grad school we had gone years in student housing, had four kids, and all of the school expenses for him. I think we did a thousand dollar loan once (it might have been more than that). We were done paying for all of that not long after he graduated. We also were able to obtain a home with a good credit rating for both of us.

In the case of all the medical expenses lately, Layne's been great about keeping up with all of it. Asking about charges and figuring out the best way to work things like life insurance, health insurance, and how cost of living can all be worked out. 

I'm a little nervous about the whole budget thing when he's gone. I'm involved with what's going on - but, he's always been the one that has figured out the ins and outs. There are things he's worked out that I wouldn't even think of - much less know about how to go doing it.

The issue for the day is how to have the trial covered. Or, maybe we just look for another trial. Hmm. What to do. What to do.